Is there a minimum or maximum cash top-up amount?

No fixed limit — the amount is whatever the two of you agree reflects the real difference in value between the phones.

Can I offer a cash top-up without proposing a swap at all?

No — a cash top-up is specifically an adjustment attached to a swap offer. For a straight cash purchase with no phone traded in, that's simply buying the listing directly rather than swapping.

What if we can't agree on an amount?

Either side can withdraw the offer at any point if you can't reach terms you're both happy with — there's no obligation to settle on a number that doesn't feel fair.

Does iSwap.pk process the cash top-up payment?

No — iSwap.pk doesn't hold funds or process payments at any point. The cash top-up is paid directly between the two of you, in person, the same as the rest of the trade.

Can I counter with a different phone instead of adjusting the cash amount?

Not within the same offer — if you'd rather offer a different device entirely, withdraw the current offer and send a new one with the phone you actually want to trade.

How Does a Cash Top-Up Work When Swapping on iSwap.pk?

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Step-by-Step: Making a Cash Top-Up Offer

Start a swap offer on a listing, as covered in How Does Phone Swapping Work?.

When building your offer, enter the cash amount you're proposing to add.

Specify the direction — whether you're paying the extra amount, or asking the other person to.

Add a short note explaining your reasoning if it helps (for example, referencing a price you saw on Mobile Prices).

Send the offer. The other person sees your phone, their phone, and the proposed cash amount laid out clearly.

Understanding the Back-and-Forth

A cash top-up offer moves through the same statuses as any swap offer:

Pending — sent, awaiting a response.

Countered — the other side proposed a different amount instead of accepting yours outright.

Accepted — both sides have agreed on the same amount and direction.

Declined — the offer was turned down.

Withdrawn — pulled back before a decision was made.

Countering isn't a rejection — it's the normal way two people land on a number both agree is fair. Keep proposing adjusted amounts back and forth in chat until you're both comfortable.

Landing on a Fair Amount

Check the Mobile Prices page for both devices to ground your offer in an actual price reference rather than guessing.

Factor in condition, not just model — a lower storage variant in excellent condition can be worth more than a higher storage variant that's heavily used.

Be upfront about your reasoning in the note — offers with a brief explanation tend to get better responses than a bare number with no context.

Completing the Trade

Once an amount is accepted, the cash portion is handled directly between the two of you at the in-person meetup, the same as any other payment on iSwap.pk — see the meetup safety checklist for how to handle it safely, including confirming funds inside your own banking app before handing over either device.